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Complete Address Change Checklist

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Complete U.S. Address Change Checklist
completeaddresschange.pages.dev · Informational only — verify with each agency
🔴 TIER 1 — DO FIRST: Legal Deadlines & Critical Updates (Week 1)
USPS Mail Forwardingusps.com/move · $1.10 · Forwards mail up to 12 months
Before move
State DMV — Driver's LicenseFind your state portal at completeaddresschange.pages.dev/states/ · 10–60 day deadline
10–30 days
State DMV — Vehicle RegistrationSame portal as license · Separate record — update independently
10–30 days
Auto InsuranceCall insurer or update online · Address affects premium by zip code
Day 1
Voter Registrationvote.gov · 15–30 days before elections depending on state
30 days before election
Social Security Administration (if receiving benefits)ssa.gov/myaccount or 1-800-772-1213 · SSI: 10-day legal requirement
ASAP if benefits
Employer / HR / PayrollUpdate via Workday, ADP, Gusto, etc. · W-2 goes to address on file Dec 31
Week 1
🟡 TIER 2 — MONTH 1: Financial, Benefits & Insurance
All Banks & Credit UnionsEach institution separately · Online portal or branch
Month 1
All Credit CardsEach issuer separately · Affects billing address verification (AVS)
Month 1
Investment & Retirement Accounts401(k), IRA, brokerage · 1099s mailed in January to address on file
Month 1
IRS — Federal TaxesForm 8822 at irs.gov · Only if expecting refund/notice before filing
Month 1
Homeowner's or Renter's InsuranceNew address must be covered · Cancel old renter's if switching to homeowner's
Before move-in
Life InsuranceUpdate address + review beneficiary designations
Month 1
Health InsuranceHR portal (employer) or healthcare.gov (marketplace) · Moving areas can affect subsidy
Month 1
Healthcare Providers & PharmacyPatient portal or front desk call · Each provider separately
Month 1
🟢 TIER 3 — WHEN CONVENIENT: No Deadline, Still Important
Amazon & Online Shopping AccountsUpdate default shipping address before next order
Before next order
Streaming Services (Netflix, Hulu, etc.)Billing address mismatch can cause payment failures at renewal
When convenient
Delivery Subscriptions (meal kits, boxes)Update before next scheduled delivery date
Before delivery
Loyalty & Rewards ProgramsAirlines, hotels, grocery stores, retailers
When convenient
Professional LicensesRenewal notices go to address on file — missed renewals = unintentional lapse
Before renewal
Estate Documents (will, trust, POA)Note new address · Review state-specific requirements if moved states
When convenient
LLC / Business Registered AgentSecretary of State filing + IRS Form 8822-B if EIN exists
Month 1
Homeowner bonus items: County tax assessor homestead exemption · Mortgage servicer · HOA management · Title company · County recorder (deed). See full guide at completeaddresschange.pages.dev/situations/new-homeowner.html
completeaddresschange.pages.dev · For informational purposes only. Verify all deadlines and requirements with each official agency. This is not legal, tax, or financial advice. · © 2025 AddressChangeGuide

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